ISO Partnership
PAYSTRAX equips ISOs with the tech, card payments, and guidance to scale.
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What is the ISO partnership model?
PAYSTRAX offers Independent Sales Organisations the opportunity to provide their merchants with secure and efficient card payment processing solutions. ISOs benefit from competitive revenue-sharing models, dedicated account management, and access to a suite of payment tools designed to enhance merchant satisfaction and retention.
Trusted. Licensed. Built to scale.
PAYSTRAX is a payment services provider with Payment Institution licences in Lithuania and UK. We hold principal acquiring licences with Visa & Mastercard and support global payment methods including digital wallets.
Principal acquiring licence with Visa
Principal acquiring licence with Mastercard
Enable Apple Pay acceptance
Enable Google Pay acceptance
We offer various integration options tailored to your setup
Cobranded Gateway Solution
Get your own cobranded acquiring gateway - powered by PAYSTRAX. Launched in a few days and fully PCI-DSS compliant.
Copy and PayWidget
Embed seamless payments with zero PCI exposure. Our Copy and Pay widget keeps your business out of scope as no card data ever touches your environment.
Server-to-Server API
Our Server-to-Server integration is built for PCI-compliant partners who want to own the customer journey.
Already Using ACI or Cardstream?
We plug into your existing setup and provide card acquiring solutions tailored to your business model.
BENEFITS OF PARTNERING WITH US
All the tools to help you succeed
Revenue Share Model
Flexible revenue-sharing opportunities designed to help ISO partners grow their portfolio while maximising returns.
Partner Success Manager
Each ISO partner is assigned to a dedicated partner success manager for one-on-one support to drive partner success and growth.
Smooth Merchant Onboarding
Benefit from a fast and seamless merchant onboarding process, designed to simplify compliance and minimise time to activation.
Pricing Model
Flexible and transparent pricing options, including IC++, tailored to meet the diverse needs of partner merchant portfolio.
Revenue Share Model
Flexible revenue-sharing opportunities designed to help ISO partners grow their portfolio while maximising returns.
Partner Success Manager
Each ISO partner is assigned to a dedicated partner success manager for one-on-one support to drive partner success and growth.
Smooth Merchant Onboarding
Benefit from a fast and seamless merchant onboarding process, designed to simplify compliance and minimise time to activation.
Pricing Model
Flexible and transparent pricing options, including IC++, tailored to meet the diverse needs of partner merchant portfolio.
Chargeback and Dispute Management
Chargebacks and disputes can significantly impact a merchant’s revenue, operational costs, and reputation. PAYSTRAX addresses this challenge with a comprehensive suite of risk and fraud management tools that help businesses minimise disputes before they escalate and manage them efficiently when they do occur.
Proactive Prevention: Using tools like Visa’s Verifi Rapid Dispute Resolution (RDR) and Mastercard’s Ethoca Alerts to manage disputes early. With Visa Verifi RDR, merchants can set predefined rules to automatically resolve disputes before they turn into chargebacks. While Mastercard Ethoca Alerts provide early fraud or dispute notifications, allowing merchants to take timely manual action, helping reduce chargeback volumes and operational costs.
Real time risk checks: risk checks flag suspicious activity instantly.
Expert Consulting: Tailored advice and performance reviews to reduce chargeback exposure.
Quick and easy onboarding
Submission
Submit the form on our website or email us at info@paystrax.com with information about your company and the types of clients you work with.
Initial call
Our team will schedule an introductory call to explore potential synergies and identify the client profiles best suited for collaboration.
Commercial Proposal
A commercial proposal would then be presented for review and approval.
Onboarding
Onboarding as a partner begins with sessions covering our set-up process and technical specifications. From there, merchants can start being signed up.
Frequently asked questions
Where can payments be processed?
We support global payment processing in all regions where no sanctions are in place.
How are settlements processed?
Once a transaction is processed, the funds - after deducting applicable fees - are settled to the merchant’s account. Settlement frequency can be daily or weekly, depending on the terms of the merchant’s contract.
What currencies do you support for processing and settlement?
We currently support all ISO currencies for processing and 17 settlement currencies: Australian Dollar, British Pound, Canadian Dollar, Czech Koruna, Danish Kroner, Euro, Hungarian Forint, Iceland Krona, Japanese Yen, New Zealand Dollar, Norwegian Krone, Polish Zloty, Romanian Leu, Singaporean Dollar, Swedish Krona, Swiss Franc, US Dollar.
Can merchants request additional settlement currencies?
Yes, additional currencies can be evaluated and added depending on merchant needs and approval.
How is currency conversion calculated for settlements?
FX rates are calculated based on the official Visa and Mastercard rates.
What is the average settlement period?
Settlement timelines depend on the merchant’s business model and risk profile. Typical cycles include T+3, T+5, or T+7.
Are rolling reserves required?
Rolling reserves may apply depending on the business type and setup. While most merchants start with one, we regularly review reserve conditions and may reduce or remove them over time.
Are there setup or monthly fees?
Pricing is tailored based on the merchant’s industry, processing volumes, and business model.
Can’t find the answer to your question?
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