Stablecoin settlements
By enabling stablecoin settlements, merchants unlock faster and secure payout flows.
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What are stablecoin settlements?
Stablecoin settlements are a payout method that lets merchants receive settlement funds from converting FIAT currency. Instead of receiving settlement to a bank account in traditional currencies, merchants can choose to receive settlement payouts to a verified wallet address. This can support treasury teams with efficient cross-border operation.
KEY BENEFITS
Built for modern and reliable cross border flows
Settle in the most popular stablecoins
Receive merchant settlements in stablecoins, with clear denomination and predictable treasury planning.
Faster cross-border settlement experience
Reduce reliance on traditional bank processing timelines for international payouts.
Scalable global expansion
Enter new markets faster by leveraging stablecoin rails without requiring extensive local banking infrastructure.
Secure blockchain for stablecoins
Transparent ledgers to ensure stablecoin transactions are protected tamper resistant.
Treasury flexibility
Support treasury workflows that manage balances across entities and currencies.
Operational efficiency
Simplify payout operations for businesses working across regions.
Clear separation of flows
Keep processing in fiat while using stablecoins only for settlement payouts.
Secure onboarding
To help maintain secure transfer flows and safeguarding of funds.
Settle in the most popular stablecoins
Receive merchant settlements in stablecoins, with clear denomination and predictable treasury planning.
Faster cross-border settlement experience
Reduce reliance on traditional bank processing timelines for international payouts.
Scalable global expansion
Enter new markets faster by leveraging stablecoin rails without requiring extensive local banking infrastructure.
Secure blockchain for stablecoins
Transparent ledgers to ensure stablecoin transactions are protected tamper resistant.
Treasury flexibility
Support treasury workflows that manage balances across entities and currencies.
Operational efficiency
Simplify payout operations for businesses working across regions.
Clear separation of flows
Keep processing in fiat while using stablecoins only for settlement payouts.
Secure onboarding
To help maintain secure transfer flows and safeguarding of funds.
Stablecoin settlement capability
PAYSTRAX offers stablecoin payouts as an optional settlement method to our merchants. Stablecoin settlements are facilitated through a duly appointed third-party service provider engaged by PAYSTRAX and executed on supported blockchain networks using the specific stablecoin types and networks, while payment processing and acquiring remain on existing fiat rails.
Settle in:
USDC
EURC
How stablecoin settlements work
Request stablecoin settlements
Choose USDC or EURC as your settlement currency during onboarding or via your dedicated account manager.
Provide settlement wallet details
Share the settlement wallet address through an authorised company representative using an official company email address.
Verification and test transfer
The wallet is verified and a test transfer is completed to confirm successful receipt before stablecoin settlement is enabled.
Start settling in stablecoins
Settlements are paid out to the verified wallet in the selected stablecoin.
Fees and conversion
Stablecoin settlement includes a service fee per transaction, and FX conversion costs may apply when processing and settlement currencies differ. Final pricing depends on business model, volumes and setup.
Frequently asked questions
Are USDC and EURC available as customer payment methods?
No. USDC and EURC are available for settlement only.
Are there FX costs involved?
FX conversion costs may apply when the processing currency differs from the settlement currency.
What is the difference between stablecoin settlement and stablecoin payments?
Stablecoin settlement is used to pay out merchants in approved stablecoins (currently USDC and EURC). It is not used to accept customer payments in stablecoins.
What wallet types are supported (custodial vs non-custodial)?
Only custodial wallets are supported.
How long do stablecoin settlements take?
Timing depends on onboarding completion, wallet verification, and the agreed settlement setup.
Can settlements be split between fiat and stablecoins?
Fiat and stablecoin settlement require separate billing accounts. Each stablecoin also requires a separate billing account.
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